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Re: 股市就是瞎扯淡 |
coke1 1d9h ago
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MITBBS -- Re: 股市就是瞎扯淡
CF的起可以解释吧。而且相当明显。
农产品的价钱在七月开始上升速度相当大。俄国和中国都在那个时候有对农产品非常有
利的消息。（譬如俄国作为世界第三农产品出产国，有100年来罕见的旱灾，食品供应
面临短缺）
再加上bhp高价买POT,其他化肥公司也就理所当然的被当成可能的被收购目标。
Cast your own vote here:
 digest it!  dump it!
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Re: 美私立大学中国留学生出现井喷现象 自费生大增 |
vankie 1d10h ago
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MITBBS -- Re: 美私立大学中国留学生出现井喷现象 自费生大增
从来没接过新生的飘过。。。
【 在 minncai (minncai) 的大作中提到: 】
: 南加州大学代理学生会主席王昦王成了这个暑假校园上“最忙碌的人”，他说：“从
8
: 月初到8月30日，我几乎每天都跑一次机场接新生。”他介绍说，去年他们一共接了
250
: 多名从中国大陆来的新生，而今年他们则接了近1000名新生，增加了3倍之多。如今南
: 加大已经开学一周了，但是接新生的工作仍然在进行着，9月4日一位来南加大读语言课
: 程的新生已经同南加大学生会取得了联系，需要他们接机。
: 据王昦王介绍，今年南加大的中国留学生新生大部分是自费的研究生，专业主要集中在
: 电子工程和计算机两个专业，本科生和博士研究生不是很多。
: 虽然加州大学洛杉矶分校目前还未开学，但是该校中国学生会主席王军也已经感到接新
: 生的压力了。他说： “虽然洛杉矶加大中国留学生人数增加没有像南加大那么快，但
: 是从与我们取得联系的新生情况来看，人数还是有所增加，今年大约有300-400名中国
: ...................
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digest it! dump it!
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美私立大学中国留学生出现井喷现象 自费生大增 |
minncai 1d12h ago
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MITBBS -- 美私立大学中国留学生出现井喷现象 自费生大增
南加州大学代理学生会主席王昦王成了这个暑假校园上“最忙碌的人”，他说：“从8
月初到8月30日，我几乎每天都跑一次机场接新生。”他介绍说，去年他们一共接了250
多名从中国大陆来的新生，而今年他们则接了近1000名新生，增加了3倍之多。如今南
加大已经开学一周了，但是接新生的工作仍然在进行着，9月4日一位来南加大读语言课
程的新生已经同南加大学生会取得了联系，需要他们接机。
据王昦王介绍，今年南加大的中国留学生新生大部分是自费的研究生，专业主要集中在
电子工程和计算机两个专业，本科生和博士研究生不是很多。
虽然加州大学洛杉矶分校目前还未开学，但是该校中国学生会主席王军也已经感到接新
生的压力了。他说： “虽然洛杉矶加大中国留学生人数增加没有像南加大那么快，但
是从与我们取得联系的新生情况来看，人数还是有所增加，今年大约有300-400名中国
留学生新生。而且，本科生人数明显增加了。”据悉，目前加州大学洛杉矶分校大约有
2000多名中国留学生。
王昦王分析说，今年美国私立大学中国留学生出现井喷现象的主要原因有如下几个：一
是奥巴马在去年访华期间确定了增大中美留学规模的政策，使得留学签证获得一路绿灯
；二是中国留学生经济实力雄厚，完全可以负担美国私立大学昂贵的学费；三是电子网
路宣传得力，南加大在中国的校内网--人人网建立了主页，而且还建立了QQ群，使得许
多中国学生了解了南加大并申请南加大。
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Re: Government to Deploy Broader Mortgage Aid |
minncai 1d13h ago
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MITBBS -- Re: Government to Deploy Broader Mortgage Aid
The program once again is to reward the irresponsible people at the expense
of tax payer.
what is good for irresponsible to stay inside these houses?
【 在 jishuyuan (技术员) 的大作中提到: 】
: by the way, do you own a house?
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digest it! dump it!
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Re: Government to Deploy Broader Mortgage Aid |
minncai 1d16h ago
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MITBBS -- Re: Government to Deploy Broader Mortgage Aid
It will only prolong the housing recession.
【 在 vankie (似水流年) 的大作中提到: 】
: Government to Deploy Broader Mortgage Aid
: By NICK TIMIRAOS
: The Obama administration on Tuesday will launch its most ambitious effort
at
: reducing mortgage balances for homeowners who owe more than their homes
are
: worth.
: Officials say between 500,000 and 1.5 million so-called underwater loans
: could be modified through the program, the first initiative to target
: homeowners who are current on their mortgage payments but are at risk of
: default because they have no equity in their homes. Some experts are
warning
: , however, that the same knots that tied up prior initiatives could do so
: ...................
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digest it! dump it!
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Re: 不得不说，那个ib秘籍真有用唉 |
vankie 1d21h ago
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MITBBS -- Re: 不得不说，那个ib秘籍真有用唉
刀兄这么晚还不睡
【 在 bullblade (放下牛刀) 的大作中提到: 】
: 注意unbundle收费模式有几个区间，区间划分看的是月成交量。只有这个月过完了才知
: 道应该划到哪个区间去。
: Volume (per month)(1): IB Commission per Share
: US Stocks, ETFs, and Warrants(2) Canadian Stocks(3)
: <=300,000 Shares USD 0.0035 CAD 0.008
: 300,001-3,000,000 Shares USD 0.002 CAD 0.005
: 3,000,001-20,000,000 Shares USD 0.0015 CAD 0.004
: >20,000,000 Shares USD 0.001 CAD 0.003
Cast your own vote here:
digest it! dump it!
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Re: 股市就是瞎扯淡 |
vankie 1d23h ago
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MITBBS -- Re: 股市就是瞎扯淡
change the title to "FA 就是瞎扯淡" and you have an argument lol
【 在 cookiesweet (apple) 的大作中提到: 】
: 不会玩的还是省点心，把钱放到银行，看着贬值，也别为broker白打工了。
: 简单的说个例子：
: CF从三月初110刀一直跌倒七月初到60刀，差不多快跌了50%，从七月初到现在涨到了
90
: 多，涨了50%。有什么FA能让一个股票仅仅半年内来个V？如果你方向弄错了，就这一个
: 股票差不多就让你见外婆了。股市就是庄家操纵的的。这个太明显不过了。
Cast your own vote here:
digest it! dump it!
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Government to Deploy Broader Mortgage Aid |
vankie 1d23h ago
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MITBBS -- Government to Deploy Broader Mortgage Aid
Government to Deploy Broader Mortgage Aid
By NICK TIMIRAOS
The Obama administration on Tuesday will launch its most ambitious effort at
reducing mortgage balances for homeowners who owe more than their homes are
worth.
Officials say between 500,000 and 1.5 million so-called underwater loans
could be modified through the program, the first initiative to target
homeowners who are current on their mortgage payments but are at risk of
default because they have no equity in their homes. Some experts are warning
, however, that the same knots that tied up prior initiatives could do so
again.
Under the new "short refinance" program, banks and other creditors that
write down mortgages to less than the value of the property can essentially
hand off the reduced loan to the government. The process involves
refinancing borrowers into loans backed by the Federal Housing
Administration.
While the program puts taxpayers at risk—officials estimate one in five
loans in the program could default—the government has set aside $14 billion
previously earmarked for housing aid from the Troubled Asset Relief Program
to cover losses.
The new program, which was announced in March, is starting as the housing
market shows signs of renewed trouble and as the Obama administration's
signature Home Affordable Modification Program, or HAMP, falls short of its
goals of helping three million homeowners. Half of the 1.3 million borrowers
that enrolled in temporary loan modifications have fallen out of HAMP
because they didn't qualify. Only one-third has received permanent
modifications.
The initiative also comes as mortgage rates fall to their lowest levels in
more than 50 years. Average rates on 30-year fixed-rate loans dropped to 4.
43% last week, down from 4.55% during the previous week, according to a
survey published Wednesday by the Mortgage Bankers Association.
In Deep: Underwater Borrowers
One of the biggest dangers facing the housing market is the glut of
underwater homeowners who could default if their personal finances or home
prices worsen. About 11 million borrowers, or 23% households with a mortgage
, were underwater as of June 30, according to CoreLogic Inc.
The White House hopes to reach borrowers like Irene Gerloff, 62 years old,
who was turned down for a loan modification because she can afford her
payments. While she owes $292,000 on her two-bedroom condominium in La Habra
, Calif., the property is probably worth less than $200,000.
She is worried about what happens in five years, when her "interest-only"
loan begins requiring much larger payments. "If things don't improve between
now and 2015, I'm going to have to let this house go," said Ms. Gerloff, a
secretary.
But not every homeowner who is underwater can participate. The bank or
investors that own the loan must be willing to write down its value.
The administration's plan doesn't target loans held by Fannie Mae and
Freddie Mac, which own or guarantee half of the $10 trillion in U.S. first-
mortgage debt, to avoid inflicting big upfront losses.
Instead, officials hope to reach more loans that were bundled by Wall Street
firms and sold to investors as mortgage-backed securities. For more than a
year, many of those investors, which include hedge funds and pension funds,
have been clamoring for such a program because they have already had to mark
down the value of their holdings.
"It'll take some really crappy loans out of the marketplace…and replace
them with much higher-quality" mortgages, said Scott Simon, a managing
director at Pacific Management Investment Co.
But that could be hard to do because mortgage servicers, which handle loan
payments and decide which loans should be modified, are overwhelmed. And
some borrowers might be discouraged from taking part because receiving a
principal reduction will show up on their credit score.
Moreover, investors may not be able to participate as hoped because certain
contracts that govern mortgage securitizations say modifications can only
proceed if there is an "imminent" risk that the borrower would default.
Reducing balances for borrowers who are current could open mortgage
servicers to lawsuits from investors that hold the riskiest slices of bonds.
Those investors would be wiped out if balances are greatly reduced. For
that reason, "lenders are going to be especially reluctant to do short
refinances on folks who are current," says Alan White, an assistant
professor at Valparaiso University in Indiana.
Officials stress the new program isn't going to be a panacea. But they say
that it should give servicers flexibility to modify current loans, and that
they are "cautiously optimistic."
Zully Bravo, left, and Alfredo Gonzalez met with a mortgage negotiator in
Palm Beach, Fla., late last month.
"We've heard a lot of positive feedback from servicers and from investment
groups to be able to write down" loans, said Vicki Bott, a senior FHA
official.
Analysts say that the program is most likely to succeed on loans that banks
already own in their portfolios. It could also provide investors with a
vehicle for getting rid of loans that have been modified and are current
again. "It's going to be a 'take out' for modified loans," said Laurie
Goodman, a senior managing director at mortgage-bond trader Amherst
Securities Group LP in New York.
The program must resolve a stubborn problem that has hindered every other
modification program: how to deal with second mortgages. The program says
second liens must be reduced so that the total mortgage debt is less than
115% of the home's current value. The government will make partial payments
for banks to reduce those loans, but banks have been very reluctant to write
down seconds that are current.
Investors that hold first mortgages are leery of writing down their loans
without extinguishing the second because junior-liens are in a first-loss
position. On a loan that has a second behind it and is heavily upside-down,
"do I take the write-down and effectively pay off the second? I don't think
so. That second is worthless," said Vincent Fiorillo, portfolio manager at
Doubleline Capital, a Los Angeles-based fixed-income manager.
He said the program could work for loans without seconds, though he says it'
s possible many borrowers will still have too much debt to qualify for an
FHA-backed loan.
Cast your own vote here:
digest it! dump it!
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Re: 股市就是瞎扯淡 |
babycrynot 2d27h ago
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MITBBS -- Re: 股市就是瞎扯淡
最近脾气很大啊.....
【 在 cookiesweet (apple) 的大作中提到: 】
: 不会玩的还是省点心，把钱放到银行，看着贬值，也别为broker白打工了。
: 简单的说个例子：
: CF从三月初110刀一直跌倒七月初到60刀，差不多快跌了50%，从七月初到现在涨到了
90
: 多，涨了50%。有什么FA能让一个股票仅仅半年内来个V？如果你方向弄错了，就这一个
: 股票差不多就让你见外婆了。股市就是庄家操纵的的。这个太明显不过了。
Cast your own vote here:
digest it! dump it!
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Re: 都谁还拿着SD捏？ |
babycrynot 2d27h ago
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MITBBS -- Re: 都谁还拿着SD捏？
炒到骨髓里了.......
【 在 GnGSystem (GnGSystem) 的大作中提到: 】
: 嗯。
: 现在我看到5元以下的就以为是OPTIONS。
: 比如高速路牌
: 南京入口：4公里
: 一看这个4字（小于5），我就能想起OPTIONS来了。
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现在谈明年为时过早。 |
babycrynot 2d28h ago
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MITBBS -- 现在谈明年为时过早。
从7月到9月才三个月，都几个回合了？现在看牛，可以，但是要谨慎，经济的复苏不会
是直线的，特别是在失业率短时间内不会有大的改善的前提下。三，四季度的数据，全
球的消费信心都还是未知数。
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-- quality posts less water